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Mortgage Loans

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READY TO CLOSE ON YOUR MORTGAGE QUICKLY?

We can get your fixed rate conventional mortgage approved online in minutes, rather than days or weeks! Pre-approvals are free!

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A Clinton National Bank Lender will follow up with you within 1-2 business days to discuss your application and answer any questions you have.

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FIXED RATE CONVENTIONAL MORTGAGES

A mortgage where the interest rate remains the same through the term of the loan and fully amortizes is known as a fixed rate mortgage. Since the interest rate remains constant, monthly payments don’t change. Our fixed rate mortgages come with terms of 10, 15, 20, 25 and 30 years. Apply online by clicking Apply Now or ask one of our lenders for more information.

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HOME EQUITY LINE OF CREDIT

Our home equity lines of credit allow you to take advantage of the equity you've built up in your home. These lines of credit are a convenient, easy way to pay for the many things you need--home improvements, a car, even a vacation. Whatever you choose!

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HOME EQUITY LOANS

Thinking of adding a new room, a garage or replacing a roof or furnace? If it has anything to do with improving your home, we will be glad to help you with the financing. You can also use the equity in your home to get a loan for many other purposes.

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OTHER CONVENTIONAL LOANS

We also offer 7 year balloon loans and 5/1 Adjustable Mortgages. Ask one of our Lenders for more information.


INVESTMENT PROPERTY LOANS

Get preapproved for an investment property loan before you begin your property search to leverage your bargaining power. We define investment property as rental property. Ask one of our Lenders for more information.


VA LOANS

These types of loans are for veterans, active duty service members, Reservists, National Guard members and their spouses and are for purchases in Iowa. You can see all requirements and other information on the US Department of Veterans Affairs website. See how your dedicated service can help you with a VA loan. Ask one of our Lenders for more information.


FHA LOANS

FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA), which is part of U.S. Department of Housing and Urban Development (HUD), insures the loan. These loans offer a low down payment on Iowa purchases. Ask one of our Lenders for more information.


USDA RURAL HOUSING LOANS

100% financing is available for purchases in rural communities in Iowa. Ask one of our Lenders for more information.


CONSTRUCTION LOANS

Your first loan pays for the construction to build your home. When it's time to move in, you get a permanent mortgage to pay off the construction loan. It's two separate loans. Ask one of our Lenders for more information.


WE ARE HERE FOR YOU!

Buying a home is no small matter. That's why it pays to work with someone you trust.

We pride ourselves on exceeding your expectations with extraordinary customer service and personal attention. Our lenders are experienced in guiding you through every step, whether you are buying your first home, building a home or just want to refinance your current mortgage. We offer local decisions and local service on conventional loans.

Our mortgage lending team has over 50 years of combined mortgage lending experience. Our lenders take the time to get to know you and your individual needs. We look forward to helping you! Please contact us at 563-243-1243.

We lend in the following counties:

  • Iowa: Clinton, Jackson, and Scott
  • Illinois: Whiteside, Carroll, and Rock Island

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